Minibus Taxi Accident Injuries — Your Rights as a Passenger in South Africa
Injured in a minibus taxi accident in South Africa? You can claim from the Road Accident Fund as a passenger. Know your rights and how to claim compensation.
FreeSouth African Law2 related guides
Direct Answer
As a passenger in a minibus taxi involved in an accident, you can claim from the Road Accident Fund (RAF) for injuries — regardless of fault. The taxi driver (or owner) may also be personally liable for negligent driving. You must claim within three years of the accident.
The law above is general — your case may be different
Describe exactly what happened and get a specific answer based on your facts. 2 free answers, no account needed.
“The RAF is liable for bodily injury or death caused by the negligent driving of a motor vehicle. This covers passengers, pedestrians, and other third parties.”
What to Do
Step-by-Step Guide
1Get the taxi's registration number and the driver's details immediately after the accident. Photograph everything if possible.
2Get medical attention at the nearest hospital and ask the doctor to document all injuries. This documentation is essential for your RAF claim.
3Report the accident to SAPS within 48 hours and get a CAS number. This is required for the RAF claim form.
4Lodge your RAF claim through a personal injury attorney (most work on contingency — no fee unless you win).
What to Say
Exact Words to Use
“"I was a passenger in a taxi that was involved in an accident on [date]. I have been injured and I want to know how to claim from the Road Accident Fund."”
Tone: calm
Now practise saying it. The Advocate has a scenario that walks you through exactly this situation — phrase by phrase, with audio playback and a practice drill. Free to try.
Can I sue the taxi owner personally for my injuries?
Yes — in addition to the RAF claim, you can pursue the taxi owner and driver personally for damages under the actio legis Aquiliae (Aquilian action) if the RAF does not fully cover your losses.
What if the taxi was unregistered or uninsured?
The RAF covers accidents by unregistered and uninsured motor vehicles. The Fund may pursue the unregistered owner for reimbursement, but you are not deprived of your claim.
Is there a cap on what the RAF will pay?
General damages (pain and suffering) require a Serious Injury Assessment. Loss of income claims are capped at R435 000 per year (adjusted annually). There is no cap on medical expenses.
Knowing the law is step one. The Advocate trains you to use it — with 149 real South African scenarios, exact rebuttals, law references, and Scripture. Free to start.