Crisis Guide

COIDA Workers' Compensation Claim — Step-by-Step Guide South Africa

Injured at work or suffered an occupational disease in South Africa? COIDA entitles you to compensation. Know how to claim from the Compensation Fund — step by step.

Free South African Law

Direct Answer

COIDA (Compensation for Occupational Injuries and Diseases Act) provides no-fault compensation for workplace injuries and occupational diseases. You can claim: medical expenses, temporary incapacity pay (75% of salary), permanent disability lump sum, and death benefits for dependants.

What the Law Says

Your Legal Foundation

Compensation for Occupational Injuries and Diseases Act 130 of 1993

Section 22

“An employee who suffers an occupational accident or disease is entitled to compensation from the Compensation Fund regardless of fault.”

COIDA

Section 56

“Temporary total disablement: 75% of earnings for up to 24 months. Permanent disablement: lump sum or pension based on percentage of disablement.”

Immediate Steps

What to Do Right Now

1Report to your employer immediately — verbal then written within 7 days. The employer must complete WCL1 (notice of accident).
2Your employer must submit WCL2 (employer's report) to the Compensation Fund within 7 days. If they don't, you can report directly.
3Get medical treatment from a COIDA-registered physician. Complete WCL4 (medical report). The Fund pays medical costs directly to the provider.
4Complete WCL6 (first medical report of employee) if claiming temporary incapacity. The Fund pays you 75% of earnings for the period of incapacity.

What to Say

Exact Words to Use

“"I was injured at work on [date] and I am claiming compensation under COIDA. My employer has submitted the WCL2 form."”

Tone: formal

Common Questions

Frequently Asked Questions

Can I sue my employer for a workplace injury instead of claiming COIDA?

COIDA provides an exclusive remedy — you generally cannot sue your employer in civil court for negligence if the injury qualifies under COIDA. However, you can sue negligent third parties.

What if my employer is not registered with COIDA?

You still have rights. Report directly to the Compensation Fund; the Fund can pursue the unregistered employer. The employer faces criminal liability for non-compliance.

Does COIDA cover diseases from long-term exposure at work?

Yes — Schedule 3 occupational diseases (asbestosis, silicosis, noise-induced hearing loss, etc.) are covered. Claims must be made within 24 months of diagnosis or last exposure.

Get Help Now

Resources & Helplines

Compensation Fund

0800 212 796 | labour.gov.za/cf

COIDA claims and employer registration

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