Prescription is the legal principle that rights and debts expire after a defined period of time if not pursued. Once a debt has prescribed, it can no longer be enforced in court.
The Prescription Act 68 of 1969 sets the following prescription periods: three years for most debts (credit, delictual claims, etc.); 30 years for mortgage bonds and court judgments; six months for certain statutory claims. Running begins when the debt becomes due and the creditor has knowledge.
You were injured in a car accident in 2020. You have three years (until 2023) to institute a delictual claim for damages. If you wait until 2024, the claim has prescribed and the defendant can raise the plea.
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